USA $20 National Treasure Series 1902

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Since there's no identification forum for banknotes, I simply put this question one here. Since it's about an American US dollar, people might still know plenty.

The owner says it's authentic, without havibg it certified, and when I asked him how he can be sure, he said that he bought it from a certified coin dealer in the United States who guarantees it's authentic, and with his (the owner's) 20 years of experience he can tell it apart from a fake one. He guarantee's 100% that it's authentic. Of course words like "I'm knowledgable, and a random guy said so" isn't good enough for me. So what I'm wondering is if it's actually authentic and how can one tell?

I only have this picture, which isn't much, but I doubt he would send any pictures, since he thinks I'm an ass who questions his knowledge, and he said that "each one of us will have to learn through experience [smiley face]".

I'm no expert by any means. However, in every other picture that I found of banknotes issued by this bank, including a certified example from the same series and denomination, the serial number below the portrait is not duplicated in the upper right corner. I also don't like the color but that's not based on anything scientific.

Here's the one from the same series that I found: https://currency.ha.com/itm/national-bank-notes/new-hampshire/milford-nh-20-1902-plain-back-fr-650-the-souhegan-nb-ch-1070-pmg-very-fine-25/a/141847-83589.s
Cheers for the input, mate!
Well, the lack of serial number at top seems suspicious, indeed.
It appears that this very note sold (uncertified) at HA in 2019 for $144.

https://currency.ha.com/itm/national-bank-notes/new-hampshire/milford-nh-20-1902-plain-back-fr-650-the-souhegan-national-bank-ch-1070-fine-very-fine/a/141943-84581.s?ic16=ViewItem-BrowseTabs-Auction-Preview-ThisAuction-120115
Citeer: "dman"​It appears that this very note sold (uncertified) at HA in 2019 for $144.

https://currency.ha.com/itm/national-bank-notes/new-hampshire/milford-nh-20-1902-plain-back-fr-650-the-souhegan-national-bank-ch-1070-fine-very-fine/a/141943-84581.s?ic16=ViewItem-BrowseTabs-Auction-Preview-ThisAuction-120115

Well, that's the exact same note, isn't it?​
Could this, well known auction house, be the "coin dealer in USA" he talked about? Who knows.

Thanks a lot for your research!
Topic gesloten (Numista Robot, 18-jun-2021, 04:39)
Topic verplaatst naar "Banknote identifications and valuations" (ZacUK, 8-sep-2022, 15:09)

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