Value of AU coins

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Had a general question.

When the catalog list values for XF and MS60, how do you value a AU coin?

I have a couple of extra 1900H Hong Kong cents, XF is listed at $18 and the MS60 is listed at $100. Opinions welcome.

https://www.ngccoin.com/price-guide/world/hong-kong-cent-km-4.3-1879-1901-cuid-1130888-duid-1409704
I'd just take the difference between the two values, divide it by 3 and add that to the XF. It tends to be a fair estimate.
Loruca
I collect anything: If it's Italian or Italian states i collect it even more!
Krause (NGC) are catalog vaues, not real selling/buying prices
Non est totum quod splendet ut aurum
Rijkdom bestaat niet uit het hebben van veel bezittingen, maar in het hebben van weinig behoeften
Thanks loruca!

Yes I am aware that catalog values are not what the coins normally sold and bought for. But there are many people who trade based on catalog values. I even met a dealer who sold coins as a percent of catalog values.
Here is a good site for values:
https://www.ma-shops.com/index.php?lang=en&curr=USD&save=1
Non est totum quod splendet ut aurum
Rijkdom bestaat niet uit het hebben van veel bezittingen, maar in het hebben van weinig behoeften

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